ARC is now processing ‘No Documentation’ Re-Scores. Currently only two bureaus are facilitating this new way to streamline a Rapid Re-Score request. This process is still not available through TransUnion.

No-Doc Re-Scores bypass the traditional step in the re-score process of submitting the actual documentation on the account that needs to be updated. With a No-Doc you need to provide the contact name of the creditor and an accurate phone number who will verify the account status. The two bureaus who are accepting this new process for a re-score, Equifax and Experian, will contact the creditor to verify the account information, and complete the re-score.

“I am very excited about the new NO DOC Rapid Rescore option, this product is helping our clients who have borrowers with credit issues and are having problems obtaining the required documentation from creditors.  The turnaround time and hassle is cut in half, which helps our valued clients and borrowers close loans quicker.” Amber Gasser, Team Leader Rapid Rescore/Customer Service

Ordering a No-Doc Re-Score from ARC is automated though our online form. Just go to: https://secure.arcreports.com/aspx/rescorerequest.aspx and select if you want to a traditional re-score or a no-doc re-score. Fill out all the required fields, then check the customer acknowledgement and authorization form. An email will be sent to you upon receipt of this request to verify the total fee for the ARC Rapid Re-Score. You are not required to respond unless you have questions about these fees. 

ABOUT ARC

American Reporting Company is based in Kirkland, Washington and offers the lending community intelligent solution, reliable products and exceptional service. ARC has been a credit reporting agency since 1987. Contact us at rescore@arcreports.com or call 1-800-992-1058 for more information about ARC credit re-score products.