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Get in touch with our Customer Service staff, Call 800.992.1058 or e-mail below.
Frequently Asked Questions
I have an inquiry on my credit report from American Reporting Company. Why did you pull my credit?
ARC provides credit reports to lenders who have permissible purpose under the Fair Credit Reporting Act (FCRA) to obtain consumer credit information for lending purposes. Our clients are banks, mortgage companies, and credit unions. When these clients request a copy of your credit report through our system, the inquiry may display as "American Reporting Company."
Why did you charge my credit card?
A charge from "American Reporting Corp." may appear on your credit card statement for the cost of a credit report or an appraisal that was ordered by your mortgage lender.
How can I obtain a copy of my personal credit report?
Obtain your free FACT ACT annual credit report by visiting this link: